Beem: Instant Cash Advance App 4.0.119

The Beem (formerly Line) AI-powered Smart Wallet App provides a range of services to help Americans manage their finances. With coverage in over 5200 cities, Beem allows users to make payments, cover emergencies, file taxes, save on insurance, and more.

One notable feature of Beem is its instant cash advance option called Everdraft. This emergency cash option is available to Beem members in the Plus & Pro plans. Users can receive $20-$1,000 instantly with no credit checks, no interest charges, no income restrictions, and no due dates.

It's important to note that Everdraft is not a loan and does not impact a user's FICO score. Instead, it allows users to borrow cash from their future selves in advance. This cash can be used to send money to anyone, even those without a bank account.

In addition to instant cash advances, Beem offers several other valuable features. Users can file their federal and state taxes for free in any region, grow their credit, and receive tools and services to save, spend, and plan better.

Beem also provides convenient options for receiving and withdrawing cash. Users can access their funds instantly within the Beem app or through a gift or prepaid card. Cash can be transferred to a bank-issued debit card or a bank account within 2-3 days.

Another benefit of using Beem is the ability to unlock additional money through cash boosts. Users can also send and use gift cards, Visa, and MasterCard prepaid cards. These cards provide instant cash that can be used at any retailer.

The Beem app is only available in the US and is developed by Line Financial, a Public Benefit Corporation based in the US.

Benefits of the Beem Instant Cash Advance App

• Everdraft - Get Instant Cash: Borrow money instantly with a $20–$1,000 cash advance with no credit checks. Users who qualify can start borrowing money instantly. Get cash now for your financial emergencies & pay later.
• Add & Send Money for Free: Add money without a fee. Send money instantly from the Beem app to anyone, even those without a bank account or Beem app, through SMS, email, and social media. No subscription required.
• Get affordable car insurance: Get personalized quotes in 5 minutes. Compare options from major insurance providers and save hundreds of dollars every year.
• Your BFF - Better Financial Feed: Manage your money with a personalized budget and view all of your bank transactions in an interactive AI-powered feed. Avoid overdrafts, track spending and savings, receive reminders for upcoming bills, loan EMIs, subscriptions, low balance alerts, and tax filing reminders. Beem also alerts you if your bank account is low on funds and could get charged overdraft fees.
• File Federal & State Tax for FREE: Easily file federal and state taxes for free in any filing status and type of tax form. Beem supports multi-state filing, W2 or 1099 forms, and single or joint filers.
• Earn up to 20% Cashback: Link credit or debit cards to Beem and receive cash back on daily spends.
• Credit - Monitor & Grow: Examine your credit score, the factors that influence it, and receive notifications when it changes.
• Identity Theft Protection: Protect your identity with credit alerts, dark web monitoring, identity theft protection, and restoration services. Beem also offers $1M in identity theft protection insurance.

Security and privacy are prioritized by Beem. The app is considered safe and trusted, with 24/7 support available through chat, phone, and email. Beem also ensures bank-level security and data privacy for its users. Personally identifiable data is never stored by Beem and is fully encrypted during verification.

If users have been rejected by other similar apps or are unable to qualify for cash advances or loans, Beem is there to support them. Users from other apps, including Klover, Albert, and Earnin, are welcomed by Beem. No credit checks are required.